ISSN 2394-5125
 

Review Article 


NATIONALIZATION AS A THREAT TO THE ECONOMY MARKET IN VISA AND MASTERCARD BUSINESS IN INDONESIA

Pujiyono,Pambudi Wiyono,Reda Manthovani..

Abstract
The purpose of this paper is to analyze the impact of the Nationalization of Automated Teller Machines (ATM) in Indonesia that is reflected by the National Payment Gate (GPN) logo of the economy market in ATM card business in Indonesia. The research method is normative legal research. The type of research data uses secondary data. The data collection technique use library research. The data analysis technique in this study is deduction data analysis techniques by confirming secondary data with empirical findings. The results show that the National Payment Gateway as a new product is not matched with new governing regulations of the customer's rights. The implementation of GPN is based on PBI No. 19/8 / PBI / 2017, which requires payment industry players to integrate retail payment systems in Indonesia. GPN is a system consisting of Standard, Switching, and Services. The three systems in GPN are built through a set of rules and mechanisms to integrate various payment instruments and channels. The GPN policy shows an improvement in the government's efforts to move the cash transaction system more non-cash. However, various weaknesses need to be corrected in its implementation, so that this policy does not necessarily hamper the performance of the payment industry in Indonesia, and at the same time provide maximum benefits and protection for customers.

Key words: Nationalization; Automated Teller Machine Card; National Payment Gateway; Indonesia.


 
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How to Cite this Article
Pubmed Style

Pujiyono ,Pambudi Wiyono ,Reda Manthovani.. NATIONALIZATION AS A THREAT TO THE ECONOMY MARKET IN VISA AND MASTERCARD BUSINESS IN INDONESIA . JCR. 2020; 7(1): 159-166. doi:10.22159/jcr.07.01.28


Web Style

Pujiyono ,Pambudi Wiyono ,Reda Manthovani.. NATIONALIZATION AS A THREAT TO THE ECONOMY MARKET IN VISA AND MASTERCARD BUSINESS IN INDONESIA . http://www.jcreview.com/?mno=302645218 [Access: February 19, 2020]. doi:10.22159/jcr.07.01.28


AMA (American Medical Association) Style

Pujiyono ,Pambudi Wiyono ,Reda Manthovani.. NATIONALIZATION AS A THREAT TO THE ECONOMY MARKET IN VISA AND MASTERCARD BUSINESS IN INDONESIA . JCR. 2020; 7(1): 159-166. doi:10.22159/jcr.07.01.28



Vancouver/ICMJE Style

Pujiyono ,Pambudi Wiyono ,Reda Manthovani.. NATIONALIZATION AS A THREAT TO THE ECONOMY MARKET IN VISA AND MASTERCARD BUSINESS IN INDONESIA . JCR. (2020), [cited February 19, 2020]; 7(1): 159-166. doi:10.22159/jcr.07.01.28



Harvard Style

Pujiyono ,Pambudi Wiyono ,Reda Manthovani. (2020) NATIONALIZATION AS A THREAT TO THE ECONOMY MARKET IN VISA AND MASTERCARD BUSINESS IN INDONESIA . JCR, 7 (1), 159-166. doi:10.22159/jcr.07.01.28



Turabian Style

Pujiyono ,Pambudi Wiyono ,Reda Manthovani.. 2020. NATIONALIZATION AS A THREAT TO THE ECONOMY MARKET IN VISA AND MASTERCARD BUSINESS IN INDONESIA . Journal of Critical Reviews, 7 (1), 159-166. doi:10.22159/jcr.07.01.28



Chicago Style

Pujiyono ,Pambudi Wiyono ,Reda Manthovani.. "NATIONALIZATION AS A THREAT TO THE ECONOMY MARKET IN VISA AND MASTERCARD BUSINESS IN INDONESIA ." Journal of Critical Reviews 7 (2020), 159-166. doi:10.22159/jcr.07.01.28



MLA (The Modern Language Association) Style

Pujiyono ,Pambudi Wiyono ,Reda Manthovani.. "NATIONALIZATION AS A THREAT TO THE ECONOMY MARKET IN VISA AND MASTERCARD BUSINESS IN INDONESIA ." Journal of Critical Reviews 7.1 (2020), 159-166. Print. doi:10.22159/jcr.07.01.28



APA (American Psychological Association) Style

Pujiyono ,Pambudi Wiyono ,Reda Manthovani. (2020) NATIONALIZATION AS A THREAT TO THE ECONOMY MARKET IN VISA AND MASTERCARD BUSINESS IN INDONESIA . Journal of Critical Reviews, 7 (1), 159-166. doi:10.22159/jcr.07.01.28





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