ISSN 2394-5125
 

Research Article 


IMPROVEMENT OF WELFARE THROUGH ISLAMIC FINANCIAL MANAGEMENT (CASE STUDY OF FISHERMEN’S FAMILY IN INDONESIA)

Hendra Harmain, Nurlaila, Aqwa Naser Daulay.

Abstract
Most are still traditional fishermen with socio-cultural characteristics that are not conducive.
Especially during the 19th Covid Pandemic, not only physical and mental health that needs to be maintained, but
family finances in the pandemic corona virus must also be maintained Therefore this study aims to determine the
implementation of coast fishermen financial management in Indonesia and to analyze the implementation of
Islamic family financial management in improving the welfare of beach coast fishermen in Indonesia. The
research approach in this study is a qualitative approach. The calculation of welfare uses the calculation of
Fishermen Exchange Rate (FER), the category of family financial management, based on financial management
answers based on the Islamic perspective.The fisherman exchange rate (FER) in May 2019 increased by 0.64%
compared to the same month in 2018, from 112.36 (May 2018) to 113.08 (May 2019). This means that in May
2019 the purchasing power of fishermen has improved compared to the same month in 2018. Next, the results of
research conducted by researchers show the number of coast fishermen (respondents) that is equal to 61.7%
carrying out financial management planning, implementation, and monitoring and evaluation stages with the low
category and as much as 29.08% of coastal fishermen (respondents) carry out financial management in the
planning, implementation, and monitoring and evaluation stages of the medium category, while at frequent
intensity it is 9.22%. The results of the interview to see its implementation in the Islamic perspective that is the
main priority of coastal fishermen is education for their children, because according to them education can
improve their lives, healthy and simple, allocation for social funds by making contributions for social activities
taken can be a week or a month once which aims to help each other fellow fishermen, both related to the
celebration event, misfortune (death or illness), mutual help capital to go to sea, both in the form of community
social groups, majlis taklim (perwiritan), or create cooperatives.

Key words: Welfare Indicator, Family Financial Management, Islamic Prespective


 
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How to Cite this Article
Pubmed Style

Hendra Harmain, Nurlaila, Aqwa Naser Daulay. IMPROVEMENT OF WELFARE THROUGH ISLAMIC FINANCIAL MANAGEMENT (CASE STUDY OF FISHERMEN’S FAMILY IN INDONESIA) . JCR. 2020; 7(17): 922-933. doi:10.31838/jcr.07.17.116


Web Style

Hendra Harmain, Nurlaila, Aqwa Naser Daulay. IMPROVEMENT OF WELFARE THROUGH ISLAMIC FINANCIAL MANAGEMENT (CASE STUDY OF FISHERMEN’S FAMILY IN INDONESIA) . http://www.jcreview.com/?mno=21447 [Access: April 16, 2021]. doi:10.31838/jcr.07.17.116


AMA (American Medical Association) Style

Hendra Harmain, Nurlaila, Aqwa Naser Daulay. IMPROVEMENT OF WELFARE THROUGH ISLAMIC FINANCIAL MANAGEMENT (CASE STUDY OF FISHERMEN’S FAMILY IN INDONESIA) . JCR. 2020; 7(17): 922-933. doi:10.31838/jcr.07.17.116



Vancouver/ICMJE Style

Hendra Harmain, Nurlaila, Aqwa Naser Daulay. IMPROVEMENT OF WELFARE THROUGH ISLAMIC FINANCIAL MANAGEMENT (CASE STUDY OF FISHERMEN’S FAMILY IN INDONESIA) . JCR. (2020), [cited April 16, 2021]; 7(17): 922-933. doi:10.31838/jcr.07.17.116



Harvard Style

Hendra Harmain, Nurlaila, Aqwa Naser Daulay (2020) IMPROVEMENT OF WELFARE THROUGH ISLAMIC FINANCIAL MANAGEMENT (CASE STUDY OF FISHERMEN’S FAMILY IN INDONESIA) . JCR, 7 (17), 922-933. doi:10.31838/jcr.07.17.116



Turabian Style

Hendra Harmain, Nurlaila, Aqwa Naser Daulay. 2020. IMPROVEMENT OF WELFARE THROUGH ISLAMIC FINANCIAL MANAGEMENT (CASE STUDY OF FISHERMEN’S FAMILY IN INDONESIA) . Journal of Critical Reviews, 7 (17), 922-933. doi:10.31838/jcr.07.17.116



Chicago Style

Hendra Harmain, Nurlaila, Aqwa Naser Daulay. "IMPROVEMENT OF WELFARE THROUGH ISLAMIC FINANCIAL MANAGEMENT (CASE STUDY OF FISHERMEN’S FAMILY IN INDONESIA) ." Journal of Critical Reviews 7 (2020), 922-933. doi:10.31838/jcr.07.17.116



MLA (The Modern Language Association) Style

Hendra Harmain, Nurlaila, Aqwa Naser Daulay. "IMPROVEMENT OF WELFARE THROUGH ISLAMIC FINANCIAL MANAGEMENT (CASE STUDY OF FISHERMEN’S FAMILY IN INDONESIA) ." Journal of Critical Reviews 7.17 (2020), 922-933. Print. doi:10.31838/jcr.07.17.116



APA (American Psychological Association) Style

Hendra Harmain, Nurlaila, Aqwa Naser Daulay (2020) IMPROVEMENT OF WELFARE THROUGH ISLAMIC FINANCIAL MANAGEMENT (CASE STUDY OF FISHERMEN’S FAMILY IN INDONESIA) . Journal of Critical Reviews, 7 (17), 922-933. doi:10.31838/jcr.07.17.116