ISSN 2394-5125
 

Research Article 


PROBLEMS AND PROSPECTS OF DIGITAL PAYMENTS: AN EMPIRICAL STUDY OF HARYANA

Deepak Gupta,Asha.

Abstract
Cashless India is a mission propelled by the Government of India drove by Prime Minister Narendra Modi to lessen the reliance of Indian economy on money. Transformation is the pulse of Economic Development and of a nation as a whole. In this line digital payments are the important drivers of transformation. Though digital paymentsí awareness programs are Digital payments are using worldwide but basically in India as this system is in itsí infancy stage; people may be facing some problems to use this system. If there are some problems in the system, there must be the solution of these problems. In this research study the focus has been given to find the obstacles to use digital payments and on the basis of these obstacles some measures has been suggested to enhance digital payments. This study is conducted in Haryana. Sampling is done from Rewari and Rohtak districts of Haryana on the basis of convenience sampling technique. 384 respondents with in the age group of 18 to 60 years has been selected form the various socio-economic communes of the society from both the districts. To analyze the obstacles facing by the respondents; descriptive statistics have been used. Findings depicted that only 2% respondents have no obstacles to use digital payments but 98% respondents have obstacles to use digital payments and most of the respondents are facing obstacles to use digital payments like lack of adequate acceptance infrastructure followed by limited options for digital payment, low digital literacy and poor internet connectivity.

Key words: Digital Payments, Obstacles


 
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Pubmed Style

Deepak Gupta,Asha. PROBLEMS AND PROSPECTS OF DIGITAL PAYMENTS: AN EMPIRICAL STUDY OF HARYANA. JCR. 2020; 7(19): 1512-1520. doi:10.31838/jcr.07.19.183


Web Style

Deepak Gupta,Asha. PROBLEMS AND PROSPECTS OF DIGITAL PAYMENTS: AN EMPIRICAL STUDY OF HARYANA. http://www.jcreview.com/?mno=106439 [Access: September 15, 2020]. doi:10.31838/jcr.07.19.183


AMA (American Medical Association) Style

Deepak Gupta,Asha. PROBLEMS AND PROSPECTS OF DIGITAL PAYMENTS: AN EMPIRICAL STUDY OF HARYANA. JCR. 2020; 7(19): 1512-1520. doi:10.31838/jcr.07.19.183



Vancouver/ICMJE Style

Deepak Gupta,Asha. PROBLEMS AND PROSPECTS OF DIGITAL PAYMENTS: AN EMPIRICAL STUDY OF HARYANA. JCR. (2020), [cited September 15, 2020]; 7(19): 1512-1520. doi:10.31838/jcr.07.19.183



Harvard Style

Deepak Gupta,Asha (2020) PROBLEMS AND PROSPECTS OF DIGITAL PAYMENTS: AN EMPIRICAL STUDY OF HARYANA. JCR, 7 (19), 1512-1520. doi:10.31838/jcr.07.19.183



Turabian Style

Deepak Gupta,Asha. 2020. PROBLEMS AND PROSPECTS OF DIGITAL PAYMENTS: AN EMPIRICAL STUDY OF HARYANA. Journal of Critical Reviews, 7 (19), 1512-1520. doi:10.31838/jcr.07.19.183



Chicago Style

Deepak Gupta,Asha. "PROBLEMS AND PROSPECTS OF DIGITAL PAYMENTS: AN EMPIRICAL STUDY OF HARYANA." Journal of Critical Reviews 7 (2020), 1512-1520. doi:10.31838/jcr.07.19.183



MLA (The Modern Language Association) Style

Deepak Gupta,Asha. "PROBLEMS AND PROSPECTS OF DIGITAL PAYMENTS: AN EMPIRICAL STUDY OF HARYANA." Journal of Critical Reviews 7.19 (2020), 1512-1520. Print. doi:10.31838/jcr.07.19.183



APA (American Psychological Association) Style

Deepak Gupta,Asha (2020) PROBLEMS AND PROSPECTS OF DIGITAL PAYMENTS: AN EMPIRICAL STUDY OF HARYANA. Journal of Critical Reviews, 7 (19), 1512-1520. doi:10.31838/jcr.07.19.183